Month: January 2018 (Page 2 of 2)

I’m in a bit of shock right now.

For the first time ever, I’ve completely consolidated our annual household spending on one spreadsheet. My wife and I maintain separate financial accounts, although we each have full access to all of them, and while we talk about our finances fairly often we stay at the big picture level and don’t obsess at a micro level.

This was an eye-opening exercise.

I’m not going to lie, this isn’t a post I’m particularly happy about writing. As much as we like to think we’re fairly frugal and avoid most frivolous spending, there’s just no way around the math. Continue reading