I Dream of FIRE

In pursuit of financial independence and personal fulfillment

Month: February 2019

A lesson learned through credit card fraud

I was halfway between home and our weekend getaway destination in Idaho when I got the email from Chase Fraud Alert.

“Action needed: Please confirm you made this purchase.”

The business description wasn’t obvious, but I knew I hadn’t actually used the card in question this month. I’m working on the minimum spend for a different card.

Crap. Continue reading

Our slightly less ridiculous 2018 spending recap

Last year we spent nearly $100,000 in non-investment purchases. This year wasn’t quite that bad, but it wasn’t the $80,000 I was ballparking back in January 2017.

The plan for a mini-retirement wasn’t fully formed at that point, and I hadn’t considered how taking that break would affect the numbers when I came back around this year. Not that I didn’t plan for the year’s expenses before leaving my job — of course I ran the numbers several ways to make sure we would be OK. I mean I didn’t get too far into the categorical weeds of what would go up and what would go down. Continue reading

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