I Dream of FIRE

In pursuit of financial independence and personal fulfillment

Author: I Dream of FIRE (page 1 of 23)

Life lessons learned on the climb to 14,265 feet

Last week, I did something I never thought I’d do: I climbed a 14,000-foot Colorado mountain with six friends.

It was challenging, rewarding, exhausting, exhilarating, and symbolic on so many levels. It really was an experience of a lifetime.

We all have mountains to climb.

Some of them are difficult, some are terrifying, some are intimidating. You may be staring up at the mountain of debt, addiction, despair, relationship trouble, career stagnation — whatever it is in your life that you see before you that looks to big to take on. I promise you it’s not.

What I learned on Mount Quandary applies to all of them, and I want to share those lessons with you.

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Mini-retirement book review: ‘Outwitting the Devil,’ by Napoleon Hill

The Devil controls 98 of every 100 people on Earth, coercing them not into a life of evil but one of malaise. He leads people to his command by instilling fear in them, which weakens their resolve to pursue a purposeful, meaningful life.

“Think and Grow Rich” author Napoleon Hill wrote “Outwitting the Devil” in 1938 as a one-on-one interview with the Devil himself, in which Hill was able to force the Devil to confess to how he conquers men at an astounding rate and how they can escape his grasp.

The book was deemed too controversial to print – for reasons I’ll delve into later – and shelved an amazing 73 years until its release in 2011. It was incredibly relevant at that time, as the economic climate reflected that of the original period in which Hill wrote it. However, the principles in “Outwitting the Devil” are timeless and valuable even today.

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All-inclusive vs. cruising: How they compare

I recently spent a week at the all-inclusive Villa Del Palmar resort in Cabo San Lucas, Mexico — my first time staying at an all-inclusive.

There was much lounging, much swimming, much food and much drink. Also, being closer to the equator must do something strange to the body, because my scale doesn’t seem to be working like it did before I left.

Since I’m an experienced cruiser and a novice all-inclusiver, I thought I would compare the two for people who have only done one or neither.

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Is my kid turning into a mindless consumer, or just being a kid?

My daughter turned six a few weeks ago, and it was like Christmas in June. Our household unintentionally invented a two-week holiday of consumer glory and wrapping paper.

In the aftermath, my wife and I are genuinely concerned we’ve let things get out of control and it’s time for an intervention. Or maybe we just have a six-year-old? I don’t know. Maybe you can help me figure it out. Continue reading

Life insurance may be the most important money you will ever spend

I have a really important question for you. It’s morbid. It’s painful. And you’re not going to like it. But it’s possibly the most important personal finance question you can answer.

If you die today, what does life look like financially for those you leave behind?

Before you answer, I want you to consider some things. Continue reading

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