A year ago, I was wrapping up my last day of work, shaking hands and enjoying sugary goodness with co-workers, kind of freaking out over having my name and picture on CNN and being unmasked as the guy behind I Dream of FIRE. I was starting my mini-retirement.
There’s no time like the present to get started on that change you’ve been meaning to make.
No, really. Do it now.
Otherwise, you’re likely just going to keep putting it off.
Let me explain. Continue reading
I recently sat down with Andrew Diaz, a fellow ChooseFI SLC member and a successful real estate agent, to talk about Live Your Way Financial Coaching.
We discuss how a coach differs from some of the other financial professionals out there, how coaching can help people in any situation, and why having a super-expensive car might be just fine.
Andrew’s Silicon Slopes Life podcast explores different aspects of the communities near where we live, but the topics — including this podcast — are not necessarily Utah-specific.
Check out the podcast here.
I was halfway between home and our weekend getaway destination in Idaho when I got the email from Chase Fraud Alert.
“Action needed: Please confirm you made this purchase.”
The business description wasn’t obvious, but I knew I hadn’t actually used the card in question this month. I’m working on the minimum spend for a different card.
Crap. Continue reading
Last year we spent nearly $100,000 in non-investment purchases. This year wasn’t quite that bad, but it wasn’t the $80,000 I was ballparking back in January 2017.
The plan for a mini-retirement wasn’t fully formed at that point, and I hadn’t considered how taking that break would affect the numbers when I came back around this year. Not that I didn’t plan for the year’s expenses before leaving my job — of course I ran the numbers several ways to make sure we would be OK. I mean I didn’t get too far into the categorical weeds of what would go up and what would go down. Continue reading