The soggy wad of bills in my pocket had grown from $80 to over $300 in just a few minutes. Eight strangers were huddled under umbrellas in and around our rented UHaul yelling at me to tell them prices and then negotiate a deal.
“How about $15?”
With every sale I lifted the flimsy plastic poncho, pulled the mountain of cash from my shorts pocket, and added to it or peeled off tens, fives and singles for change. There were always three people who wanted my attention and two others telling me I better watch the rest because they’ll all rob me blind if I turn around.
Welcome back to the flea market. Continue reading
A few months back, I wrote about “The credit card superpowers you probably forgot about.” I pored over all the benefits tucked away in the information booklet you get when you sign up for a credit card, including travel protection, life insurance, and an extended warranty on most purchases.
So when my cell phone started dying with more than half the battery life remaining, I figured it was time to put this warranty business to the test. Continue reading
Today I offer something a little different. A post of FI-inspired haikus — FI-kus, if you will — as part of a multi-blog effort spearheaded by Crispy Doc.
People often think of money as the goal — what we’re all after that will make our lives easier or better. But money is just the concept by which we measure the value of something. It is only a proxy for something else.
What is that something else? Continue reading
I’ve started doing some pro bono calls to help people in debt understand their finances better and make a plan to put their debt behind them.
In just the few calls I’ve had, I’ve been surprised how many different ways there are to accrue debt that aren’t just the stereotypical splurging on consumer goods. Debt is a complex animal, and it burrows in, lunges out and breeds in unique ways for each family and situation.
There are, however, some universal suggestions to help anyone in debt move toward a better situation. Here are my top tips. Continue reading