People often think of money as the goal — what we’re all after that will make our lives easier or better. But money is just the concept by which we measure the value of something. It is only a proxy for something else.
What is that something else? Continue reading
I’ve started doing some pro bono calls to help people in debt understand their finances better and make a plan to put their debt behind them.
In just the few calls I’ve had, I’ve been surprised how many different ways there are to accrue debt that aren’t just the stereotypical splurging on consumer goods. Debt is a complex animal, and it burrows in, lunges out and breeds in unique ways for each family and situation.
There are, however, some universal suggestions to help anyone in debt move toward a better situation. Here are my top tips. Continue reading
Do you know your credit card’s superpowers?
Oh sure, you probably know about fraud protection and cash back or travel rewards.
But did you know your credit card can reimburse you for something that was damaged, stolen or (possibly) just lost? Or that you automatically get an extended warranty beyond most manufacturer warranties just by purchasing something with your card? Continue reading
I can’t tell you how excited I am to be J. Money’s guest today at Budgets Are Sexy.
Regular readers of my Dreamcatcher posts may have seen way back in July, when I said “there was something in this particular [99% Invisible] episode that sparked an idea for a future post — several actually. I most enjoy when I can synthesize an idea from one field with a concept from another, and that’s what happened here. Now I just have to get around to writing the post about it!” Continue reading
I often see the quote “Don’t compare your beginning to someone else’s middle,” encouraging people to have perspective when comparing where they are on their own journey to those aspirational figures ahead of them.
It’s a reminder to us that we can improve, and over time we can achieve as much as or more than those whom we see today as being at the next level or where we want to be. And that’s good advice. You won’t get better if you start off too discouraged to even try.
I’ve been thinking about that quote lately, and I wonder: Why do we never see it reversed? Continue reading