In pursuit of financial independence and personal fulfillment

Category: Personal finance concepts (Page 2 of 5)

The credit card superpowers you probably forgot about

Do you know your credit card’s superpowers?

Oh sure, you probably know about fraud protection and cash back or travel rewards.

But did you know your credit card can reimburse you for something that was damaged, stolen or (possibly) just lost? Or that you automatically get an extended warranty beyond most manufacturer warranties just by purchasing something with your card? Continue reading

Desire paths: The unconventional way to live your life

I can’t tell you how excited I am to be J. Money’s guest today at Budgets Are Sexy.

Regular readers of my Dreamcatcher posts may have seen way back in July, when I said “there was something in this particular [99% Invisible] episode that sparked an idea for a future post — several actually. I most enjoy when I can synthesize an idea from one field with a concept from another, and that’s what happened here. Now I just have to get around to writing the post about it!” Continue reading

Don’t compare your middle to someone else’s beginning

I often see the quote “Don’t compare your beginning to someone else’s middle,” encouraging people to have perspective when comparing where they are on their own journey to those aspirational figures ahead of them.

It’s a reminder to us that we can improve, and over time we can achieve as much as or more than those whom we see today as being at the next level or where we want to be. And that’s good advice. You won’t get better if you start off too discouraged to even try.

I’ve been thinking about that quote lately, and I wonder: Why do we never see it reversed? Continue reading

Don’t pretend your house is an investment

Homeownership has been a key component of The American Dream for generations. Long considered something you’re “supposed to do” when you become an adult, buying a home has an almost mythical allure for millions of people in the U.S.

But is it as brilliant a pure investment — a surefire way to wealth — as many people believe? Continue reading

Review: Cinch – a fintech fiduciary to put you on the right path

Note: This is a sponsored post. I received compensation to provide an honest, accurate review of this product.

UPDATE: As of Oct. 2, 2018, Cinch has discontinued its individual accounts and shifted toward an institutional-based approach. Consumers may no longer sign up for Cinch on their own.

If you’re just starting to get your financial house in order — or you’d like to get started and don’t know where to begin — a new entrant in the financial technology space may be just what you’re looking for.

Cinch bills itself as “the future of autonomous personal finance,” a product that strives to serve its customers first and foremost by taking a fiduciary approach to its recommendations and analysis. I was asked to join a closed beta to take Cinch for a spin and see what it could do. Continue reading

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