I Dream of FIRE

In pursuit of financial independence and personal fulfillment

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What is, and what should be

Some years ago, a coworker was lamenting the high cost of heating her small apartment in the winter.

She couldn’t understand how the neighbors in the next unit could afford to have the heat blasting with the windows open while she kept her thermostat in the 50s and wore several layers to keep costs in check.

She turned off the electric baseboard heaters in the living room and kitchen and huddled in her lone small bedroom with the door closed to contain the heat. Even with all that, she said, every month her bill came in around $250 for the past couple of years. It didn’t seem right. I agreed, and told her she should talk to her landlord about it. Continue reading

Dreamcatcher: Posts and podcasts that inspired me this week

Welcome to the Dreamcatcher, where I share the things that inspired me in some way in the past week. I’m playing catchup on my podcasts, so I’ll skip on the three-week-old audio links. But there are some great articles I’m happy to share.  Continue reading

Guest post: Triple your investment with a reselling side hustle

Today you can find me over at Millennial Boss, where I asked my stepson to share his secrets for reselling expensive clothing at double or triple the purchase price. Even if clothing isn’t your thing, there are great tips for how to effectively resell anything as a side hustle. Read all about it here.

30-day experiment No. 3 – The gift of presence

December is a giving month, a time when many of us donate our money and our talents, when many of us celebrate by exchanging gifts. This December, I’m gifting myself presence. No, that’s not a typo. Continue reading

Dreamcatcher: Posts and podcasts that inspired me this week

Welcome to the Dreamcatcher, where I share the posts and podcasts that inspired me in action or thought this week. Continue reading

30-day experiment No. 2 results: “Creating”

My goal for the past month was to spend at least an hour a day “creating.” I left that intentionally vague, but stipulated the creating couldn’t be tied to my day job or specifically for this blog. How did it go?

Well, an hour doesn’t sound like much time until I look at the clock and see it’s 30 minutes past bedtime and I haven’t “created” anything. I definitely didn’t come anywhere near keeping up with my daily goal, but I did make some progress on one idea I had. Continue reading

Don’t pretend your house is an investment

Homeownership has been a key component of The American Dream for generations. Long considered something you’re “supposed to do” when you become an adult, buying a home has an almost mythical allure for millions of people in the U.S.

But is it as brilliant a pure investment — a surefire way to wealth — as many people believe? Continue reading

Dreamcatcher: Posts and podcasts that inspired me this week

Welcome to this week’s Dreamcatcher, where I share the things that inspired me in some way over the past week. This week’s lot covers achieving goals, traveling with intention, saving money on Amazon,

Continue reading

30-day experiment #2 update: “Creating”

If you’ll recall, this month I set a goal to spend an hour a day “creating” things that had nothing to do with my job or this blog.

Otherwise, I tried to leave the definition pretty open to allow for exploration of lots of areas, if the muse so directed me. Now that we’re about halfway through the month, how am I doing?

Well … not so great. Continue reading

The amazing benefits of a practical Christmas list

Were your childhood Christmas dreams filled with visions of a 200-shot carbide action official Red Ryder BB Gun with a compass in the stock, and this thing which tells time?

Did you long for the Sears Wish List catalog to arrive in the mail, so you could etch circle after circle into each glossy color page filled with the year’s hottest toys?

If your adult Christmas list is just a slightly more elevated version of the same youthful exuberance for the shiny object du jour, let me lay an idea on you. Continue reading

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